Privacy Policy

Privacy Policy

Last Updated: May 2026

JAYSR SOLUTIONS LLC, doing business as J Funded Credit Solutions (“we,” “our,” or “us”), is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by J Funded Credit Solutions.

This Privacy Policy applies to our website and its associated subdomains (collectively, our “Service”) alongside our application, J Funded Credit Solutions. By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

1. Definitions and Key Terms

To help explain things as clearly as possible, the following terms are strictly defined:

Cookie: A small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you.

Company: Refers to J Funded Credit Solutions, the entity responsible for your information under this policy.

Country: The United States, where J Funded Credit Solutions is based.

Customer: The company, organization, or person that signs up to use the J Funded Credit Solutions Service to manage relationships with consumers or users.

Device: Any internet-connected device such as a phone, tablet, or computer used to visit the Site.

IP Address: A number assigned to every device connected to the Internet, often used to identify the geographic location of the connection.

Personnel: Individuals employed by or under contract with J Funded Credit Solutions.

Personal Data: Any information that allows for the identification of a natural person, directly or indirectly.

Service: The credit restoration and funding services provided by J Funded Credit Solutions.

Website: The official site accessed via: JFUNDEDSOLUTIONS.COM.

2. Information Collection

We collect information from you when you visit our website, register, place an order, subscribe to our newsletter, or fill out a form. This includes:

Name and Username

Phone Numbers

Email Addresses

Important: WE DO NOT SHARE YOUR MOBILE DATA with Third-Party Services or Companies.

3. Use of Personal Data

J Funded Credit Solutions uses the collected data to operate and maintain our business and provide credit restoration services. This includes:

Identity Verification: Performing credit report analysis and verification.

Dispute Resolution: Fixing disputes and correcting inaccurate information with credit bureaus.

Financial Assistance: Assisting clients in qualifying for mortgages and business loans.

Security: Detecting and preventing fraudulent or illegal activities.

Marketing: Personalizing lead generation efforts for credit-related products.

4. Retention and Policies

We retain Personal Data for as long as needed to fulfill the credit repair goals established at enrollment. Criteria include:

The length of our ongoing relationship and the duration of your credit service agreement.

Legal obligations to maintain records of financial transactions or disputes.

Necessity for potential legal defenses or regulatory investigations.

5. Individual Rights

U.S. Consumer Rights

Pursuant to applicable U.S. state data privacy laws, consumers may make the following requests:

Request to Know/Access: Confirm if we process your data and receive a copy of your specific information.

Request to Delete: Request the removal of your Personal Data, subject to legal exceptions.

Request to Correct: Request updates to inaccurate financial or personal records.

Request to Opt-Out: Opt-out of the "sale" or "sharing" of data for targeted advertising.

How to Submit a Request: Contact our privacy team at [email protected]. We verify identity by matching your provided name and email against internal records.

6. Cookies and Tracking Technologies

We use "Cookies" to identify the areas of our website you have visited and to enhance functionality.

Performance: Cookies help us remember login details so you don't have to enter them repeatedly.

Control: You can disable cookies through your browser, but this may prevent certain features (like videos) from functioning correctly.

Privacy: We never place Personally Identifiable Information in Cookies.

7. GDPR and California (CCPA) Compliance

GDPR (European Economic Area)

We implement GDPR controls as our baseline standard worldwide. If you are from the EEA, we process data fairly, legally, and transparently, holding it only as long as necessary. We store conversation and personal data for up to 12 years.

California Residents (CCPA)

Right to Know: You may request information regarding the categories of data we collect and the purposes for which they are used.

Right to Delete: You may request to close your account and delete your information.

No Sale of Data: We do not sell the Personal Information of our users.

Equal Service: We will not discriminate against you for exercising your privacy rights.

8. General Provisions

Kids' Privacy: We do not address anyone under the age of 13. If we discover a child under 13 has provided data without parental consent, we remove it immediately.

Links to Other Sites: We are not responsible for the privacy practices of third-party websites linked through our Service.

Governing Law: This policy is governed by the laws of the United States. You consent to the exclusive jurisdiction of its courts for any dispute.

Changes: We may update this policy to reflect changes in our Service. We will notify you before changes take effect.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us via email:

Email: [email protected]